investment management
Make The Most Of Your Money
Our investment philosophy strives to change the focus from individual securities, markets, or portfolios to the individuals themselves.
Total Relationship Investing
TR Wealth Plan™
managing your portfolio
Total Relationship Investing
(TR Vest™)
Your portfolio is just one of the ways that you’re funding your life and your goals, so we’ve developed a proprietary process that takes this larger picture into account.
A key component of The Total Relationship Approach™, TR Vest™ is an income planning process that helps clarify, plan and direct all streams of incoming wealth, including active income, passive income, and portfolio income.
Aligning your time horizon
We Don't Time The Market.
We Time Our Clients' Needs.
Two main points we consider in the management of your investment strategy are the need for income and liquidity.
Our TR Vest™ process accounts for the reality of the markets and the reality of your life using time-based segmentation.
Bank Account
The funds in your bank account used for near-term needs. Your need for liquidity should be 1-6 months of your expenses.
Cash Reserve Account
The funds we set aside in cash reserves to meet short-term obligations you've told us about.
Investments
The funds we invest to meet your legacy and long-term needs.
TR Vest™ CMA REAL BLEND
Maximizing Your
Risk-Adjusted Returns
We blend 3-, 5-, 10-, and 20-year research from well-known industry sources and adjust it for the current rate of inflation to create our harmonized TR Vest™ CMA Real Blend, which serves as the foundation of our strategic asset allocation strategy.
how we can help you
Investment Management Services
An investment strategy that's aligned with your goals will also suit your risk tolerance, time horizons, and other details in your Life Plan™. It will also answer a multitude of questions, like "am I paying too much tax or taking on too much risk?", "are my assets well-allocated given how close I am to retirement?", or "am I making the most out of the stock options I've attained through work?"
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Discretionary Services
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Advisory Services
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Account Aggregation
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Goals, Time Horizon & Risk Analysis
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Investment Policy Statement Document
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Portfolio Construction
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Rebalancing Strategies
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529 Plans
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Stock Options Planning
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Restricted Stock Planning
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ESOP & ESPP Planning
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Taxable Versus Deferred Strategies
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Concentrated Position Planning
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Annuity Analysis
your journey to
Making The Most Of Your Money
Your unique answers to these questions during our Discovery Meeting will help our professional investment managers begin creating a portfolio that meets your specific needs and goals.
question 1
If your investments dropped 20% tomorrow, what would you do and how would you feel?
Said differently, this question seeks to have you honestly answer if you see yourself as a long-term investor.
question 2
When it comes to money, what makes it hard for you to sleep at night?
Stress can come from fearing the unknown. Tell us: What are you financial worries?
question 3
What was your worst investment and has it affected how you invest?
Was it a great learning experience but still hurts? Something else? Open up and let us know where you stand on this one.
investment management
Frequently Asked Questions
Investment management is important because it allows you to make the most of your money. By investing in a diversified portfolio of assets, you can reduce your risk while maximizing your return. Our professional investment managers have the expertise and experience to create and manage portfolios that meet your specific needs and goals.
The most important factor to consider when investing is your time horizon. This is the length of time you plan to hold the investment. If you have a long time horizon, you can afford to take more risk and invest in stocks. If you have a short time horizon, you should invest in safer, more stable investments like bonds or cash.
Risk analysis is important to successful investing because it allows you to measure the potential for loss and make informed decisions about where to invest your money. By evaluating the risk of each investment, you can ensure that your portfolio is diversified and has a lower risk overall. This will help you maximize your return while minimizing your exposure to potential losses.
Related Services
A different type of wealth conversation starts here
Please answer a few questions and then we’ll connect you with one of our knowledgeable advisors. No obligation involved. Take the first step toward a better life today!
