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Tariffs Could Help Reduce the National Debt

In April 2025, April showers were more like April thunderstorms in the markets. It was a wild ride, with the markets bouncing up and down for the entire month. On April 2nd, President Trump announced “liberation day” tariffs against nearly all U.S. trading partners. The next day, stocks took a plunge as market participants reacted […]

Market Volatility 2025: Why We’re Staying Calm and You Should Too

Written by Tyson Ray, FORM Wealth Advisors | CFP®, CExP®, CIMA® In my 27-year career. I am still able to count on one hand — although I’m about to run out of fingers — the number of times I felt it necessary to reach out and say, “We’re not worried about market fluctuations.” We don’t […]

Don’t Sell When It’s On Sale: A 50-Year Perspective

Written by Tyson Ray, FORM Wealth Advisors | CFP®, CExP®, CIMA® In March, I turned 50. It’s hard to believe! Since reaching that milestone birthday, I’ve been doing some reflection. I want to share with you some of my perspectives about investing since 1975 — half a century. They say there are two things that […]

Rebalance Your Portfolio: Time for a Spring “Pruning”

Written by Tyson Ray, FORM Wealth Advisors | CFP®, CExP®, CIMA® When I was growing up, I remember my grandma pruning the fruit trees in her yard as winter began to transition into spring. I would help her cut off dead branches and then gather them into a pile to dispose of them. I’m sure […]

A Perspective of Time as the Markets Play Out

Written by Tyson Ray, FORM Wealth Advisors | CFP®, CExP®, CIMA® In this blog post, we’re diving into the perspective of time and what history can teach us about investing in the future. Understanding past market behavior can help us frame what might happen in the future — like in 2025 — with all the […]