How Confident Retirees Plan and Thrive
One of the most important jobs we have as financial planners and wealth managers is guiding our clients to financial well-being, and therefore their confidence about the future.
5 Ways to Catch Up if You’re Behind on Saving for Retirement
Some people have great discipline when it comes to saving money. They began “paying themselves first” at a young age and enjoy watching the “magic” of compound interest increase their savings over time. By the time they retire, they most likely have a sizable nest egg to draw from in retirement. Other people have little […]
Protecting Your Retirement from “Dollar Cost Ravaging” with Cash-Flow Management
Cash-flow management is one of the most critical elements of a wealth plan. This is the strategic process of monitoring, analyzing and optimizing the money coming into and going out of your investments to maximize your available funds and minimize the negative effects of market downturns. At FORM Wealth, cash-flow management is the foundation of […]
5 Ways to Take Over Your Parents’ Finances with Care
As our parents age and become unable to manage their lives as they once did, we face some uncomfortable decisions. There may come a time when we have to take away their car keys because they can no longer drive safely. We may need to hire help for their basic care at home. And we […]
6 Things to Know About Trusts and Taxes
Any financial move you make will have tax consequences. A trust can be an effective way to reduce income taxes if it distributes income to beneficiaries. A trust also can reduce or even eliminate costs related to wealth transfer, such as gift taxes, estate taxes and probate fees. Trusts are not subject to public records […]
